A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.